Our Professional Foreclosure Prevention Staff will work with your lender on your behalf to stop your home foreclosure and secure a repayment plan that is affordable for you.

These are just a few of the reasons why you may be in
the current situation.

Don't feel overwhelmed. It's not helpless. We can Help.

Our Mission Statement

Do not withhold good from
those to whom it is due;
when it is in the power of
your hand to do so.

• Are you behind on your mortgage payments?
• Has your lender threatened to foreclose on your property?
• Have you been unable to make payment arrangements with your lender to cure your delinquency?

If you answered “yes” to one or more of the questions above, WE CAN HELP YOU. We will negotiate with your lender to stop your foreclosure.

Because we work with all lenders regularly, we know how to present your situation to them to get the best solution for you.

There are several options available through your lender. We will work diligently to get the best plan for your situation.

OPTIONS AVAILABLE TO YOU

Forbearance Agreement:
An agreement between the borrower and the lender whereby the latter party agrees to reduce or postpone payments in a hardship case.

Loan Modification:
A form of refinancing a delinquent mortgage by changing one or more terms of the mortgage to help the borrower and avoid a foreclosure.

Repayment Plan:
A written and signed agreement between the creditor and the borrower, whereby the creditor allows the borrower to spread his delinquent mortgage payments over a period of time.

Partial Claim (FHA Mortgages only):
Placing your past due payments into a subordinate mortgage (2nd mortgage) between you and the Secretary of Housing Urban Development. The partial claim note will require you to start making payments when you pay off the first mortgage.